Salary Calculator
Calculate take-home pay after tax for 12 countries.
Enter your pay
Pick a pay frequency, then enter your gross amount.
Simplified estimate. Verify current official rates before making financial or tax decisions.
Gross salary is before tax and deductions.
The period the amount above refers to.
Use 40 hours per week for a typical full-time schedule.
Use 52 unless unpaid time off should be excluded.
Quick presets
Results
Your salary, every which way
Annual salary
Monthly salary
Hourly rate
Based on 40h/week × 52w/year
Weekly pay
Annual ÷ 52
Biweekly pay
Annual ÷ 26
Semi-monthly
Annual ÷ 24
Daily pay
52w × 5 days
Estimated take-home pay
United Kingdom income tax and social contributions, estimated.
Annual take-home
Monthly take-home
| Item | Annual | Monthly |
|---|---|---|
| Gross salary | £50,000.00 | £4,166.67 |
| Income tax | −£7,486.00 | −£623.83 |
| National Insurance (8%) | −£2,994.40 | −£249.53 |
| Take-home pay | £39,519.60 | £3,293.30 |
Income tax breakdown
- 0Allowance / deduction: £12,570.00 tax-free
- 1Basic rate (20%): £37,430.00 × 20% = £7,486.00
- =Total income tax: £7,486.00
Insights
What your numbers mean
Plain-language interpretation of your salary, updated as you change the inputs.
This equals about £4,166.67 per month before tax.
At 40 hours per week, your hourly equivalent is about £24.04.
Biweekly pay would be approximately £1,923.08 before deductions.
Gross pay is not the same as take-home pay. Taxes and social contributions reduce what reaches your account.
Conversion
How salary conversion works
Five quick conversions that turn any pay rate into any other, plus why hours and weeks matter.
Hourly → annual
Multiply the hourly rate by hours per week and by weeks worked per year.
Annual → monthly
Divide the annual figure by 12. There are always 12 months in a year.
Weekly → annual
Multiply weekly pay by 52, the number of weeks in a calendar year.
Daily → annual
Multiply daily pay by the number of working days, typically 5 × weeks worked.
Hours & weeks
The hourly figure depends entirely on how many hours you work each week and how many of those weeks count toward the year.
Cross-check
The same annual salary should round-trip across every period, useful for sanity- checking a job offer.
Gross vs net
Gross pay vs net pay
Two numbers that often get mixed up. Knowing the difference matters for budgeting, taxes and benefits.
Gross pay
Your total earnings before any deductions. This is the figure on a job offer, payslip top line, or salary band.
Net pay (take-home)
What lands in your bank account after income tax, social contributions, retirement contributions, insurance and other benefits are removed.
Common deductions include income tax, social insurance (e.g. National Insurance, Social Security, CPP), pension or retirement contributions, health insurance, and other benefits selected through payroll.
Compare
Hourly pay vs annual salary
Two ways of being paid, each with different trade-offs for income, time, and benefits.
Hourly
Pay scales with hours
- Earnings depend directly on hours worked.
- Overtime can boost the hourly rate (usually 1.5× or 2×).
- Unpaid time off reduces total annual income.
- Benefits may be more limited than salaried roles.
Salary
Pay is fixed annually
- Annual amount split evenly across paychecks.
- Usually includes paid time off and benefits.
- Hours can fluctuate without changing the headline number.
- Compare total compensation: base + benefits + bonus.
Pay frequency
Pay frequency comparison
Different employers pay on different schedules. Each frequency divides the same annual salary differently.
| Frequency | Paychecks per year | Per paycheck (annual ÷ count) |
|---|---|---|
| Weekly | 52 | Annual ÷ 52 |
| Biweekly | 26 | Annual ÷ 26 |
| Semi-monthly | 24 | Annual ÷ 24 |
| Monthly | 12 | Annual ÷ 12 |
| Annual | 1 | Whole salary |
Biweekly and semi-monthly are commonly confused. Biweekly pays every two weeks (26 paychecks/year). Semi-monthly pays twice a month, on fixed dates, for 24 paychecks/year.
Tax & deductions
Taxes, deductions, and take-home pay
Salary calculators show gross pay; your actual take-home depends on where you live, how you file, and what you choose to deduct.
Income tax
National and (in some places) state, provincial or local income tax, usually calculated in brackets so each slice of income is taxed at a different rate.
Social contributions
National Insurance, Social Security, CPP, CPF and similar programmes that fund pensions, healthcare and unemployment insurance.
Retirement
Workplace pensions, 401(k), RRSP, KiwiSaver and similar. Contributions are usually pre-tax and reduce net pay today in exchange for retirement savings.
Benefits & insurance
Health, dental, vision, life or disability insurance premiums and other elected benefits that come out of gross pay.
Other deductions
Student-loan repayments, union dues, garnishments and any post-tax adjustments your payroll system applies.
Approximation
This calculator provides simplified estimates and should not be used as tax, legal, or financial advice. Final figures depend on tax code, filing status, region and personal circumstances.
Formula
The salary conversion formulas
The five conversions behind every result on this page.
Hourly → annual
Annual Salary = Hourly Rate × Hours Per Week × Weeks Per Year
Annual → monthly
Monthly Salary = Annual Salary ÷ 12
Annual → weekly
Weekly Salary = Annual Salary ÷ 52
Annual → biweekly
Biweekly Salary = Annual Salary ÷ 26
Annual → hourly
Hourly Rate = Annual Salary ÷ (Hours Per Week × Weeks Per Year)
Plan further with our compound interest calculator or estimate borrowing costs with the loan calculator.
FAQ
Frequently asked questions
The most common salary questions, answered in plain English.