Articles

Articles, explanations, & guides

Clear, accurate, plain-English explanations of the math, formulas, and decisions behind every BlinkCalc calculator. 40 guides and counting.

40 articles, sorted newest first
Finance12 May 20268 min

APR vs APY Explained: What's the Difference?

APR and APY look similar but measure interest very differently. Learn the formulas, when each is used, and how to compare loans and savings accounts correctly.

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Math11 May 20265 min

Absolute Value Explained

Absolute value strips the sign from a number, leaving only its magnitude. Learn the notation, the formal definition, and how absolute value applies in distance, error, and inequalities.

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Productivity11 May 202611 min read

BMR vs TDEE: Understanding the Numbers Behind Your Daily Calorie Needs

BMR is what your body burns at rest. TDEE is what it burns in a real day. Learn both formulas, how activity multipliers work, and how to set calorie targets that actually fit your life.

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Probability11 May 20266 min

Understanding Probability with Coin Flips and Dice Rolls

Coin flips and dice rolls are the cleanest illustrations of probability. Learn what fair random events actually look like, what they don't, and why streaks happen.

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Web Tools11 May 20267 min

How Color Contrast Works for Accessibility

Contrast ratio determines whether text is readable. Learn how WCAG measures contrast, what passes AA and AAA, and how to fix poor contrast in your designs.

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Finance11 May 20269 min

Common Financial Formulas Every Business Should Know

The financial formulas that show up most often in real business decisions: margin, ROI, break-even, NPV, working capital, and more, with worked examples.

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Productivity11 May 20269 min read

Compound Interest Explained: How Your Money Grows Over Time

Learn how compound interest works, the formula behind it, and how compounding frequency, time, and rate change your results. Real examples, common mistakes, and FAQs.

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Conversions11 May 20267 min

How to Convert Cooking Measurements Accurately

From cups to grams, teaspoons to milliliters, and oven temperatures across systems. A practical reference for converting cooking measurements without ruining the recipe.

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Conversions11 May 20266 min

Why Cups, Grams, and Ounces Are Not Always Equal

A cup of flour and a cup of sugar weigh different amounts. Learn why volume-to-weight conversions are ingredient-specific, and how density explains it all.

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Math11 May 20266 min

Fractions, Decimals, and Percentages Explained

Three ways to express the same number. Learn how to convert between them, when each form is most useful, and the mental shortcuts that make the math fast.

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Business11 May 20268 min

Gross Profit vs Net Profit Explained

Gross profit and net profit measure two very different things on the same income statement. Learn the formulas, what's included in each, and why both matter.

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Business11 May 20267 min

What Is a Healthy Profit Margin?

A healthy profit margin depends entirely on the industry, business stage, and cost structure. Learn realistic benchmarks and how to evaluate your own margins.

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Web Tools11 May 20267 min

HEX vs RGB vs HSL: Understanding Color Formats

Three notations for the same color, each with strengths. Learn how HEX, RGB, and HSL relate, when to use each, and how to convert between them.

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Finance11 May 20268 min

How Loan Interest Is Calculated

Understand exactly how lenders compute interest on personal loans, mortgages, and auto loans. Amortization, daily accrual, and what really drives your payment.

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Web Tools11 May 20266 min

How PDF Compression Works

PDF compression reduces file size by compressing images, fonts, and streams. Learn how lossy and lossless compression apply, and how to shrink PDFs without ruining them.

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Web Tools11 May 20267 min

How Random Number Generators Work

Most random numbers from computers aren't truly random — they're pseudorandom, generated by deterministic algorithms. Learn the difference, how each is built, and when it matters.

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Finance11 May 20266 min

How to Calculate Discounts and Sale Prices

Calculate discounts, sale prices, and the real percentage off across stacked promotions. The math behind every coupon, sale, and clearance tag.

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Math11 May 20268 min

How to Calculate Percentages: A Complete Guide With Real Examples

Master percentages once and for all. Learn the core formulas, percentage change, reverse percentages, and the mental-math shortcuts professionals use daily.

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Finance11 May 20268 min

How VAT Works for Businesses and Consumers

Value-added tax is collected at every stage of production but ultimately paid by the end consumer. Learn the mechanics, the formulas, and the input/output VAT cycle.

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Productivity11 May 202610 min read

Margin vs Markup: The Pricing Difference That Quietly Erodes Profit

Margin and markup are not the same. Learn the formulas, the conversion shortcuts, and the real-world pricing mistakes that cost businesses thousands.

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Math11 May 20267 min

Mean, Median, Mode, and Range Explained

Four measures that describe a dataset in different ways. Learn when each one tells the truth, when it lies, and how to pick the right one for the question.

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Conversions11 May 20267 min

Metric vs Imperial Units Explained

Two measurement systems still dominate the world. Learn the structure of each, the common conversions, and why the U.S. remains an outlier on the imperial side.

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Web Tools11 May 20266 min

PDF vs Word vs Image Files: Which Format Should You Use?

PDFs preserve layout, Word documents stay editable, images capture pixels exactly. Learn the strengths, weaknesses, and the right format for each use case.

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Math11 May 20266 min

Percentage Increase vs Percentage Decrease Explained

Increases and decreases use different bases — that's why they don't cancel out. Learn the formulas, the recovery math, and where intuition fails.

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Math11 May 20268 min

Probability Basics: How Chance Works

Probability is the math of uncertainty. Learn the foundational rules, independent vs dependent events, conditional probability, and where intuition fails.

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Math11 May 20266 min

Ratios and Proportions Explained

Ratios compare quantities; proportions equate ratios. Learn the notation, cross-multiplication, scaling, and where ratio thinking shows up everywhere from recipes to finance.

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Math11 May 20266 min

Scientific Notation Explained With Examples

Scientific notation expresses very large or very small numbers compactly. Learn the rules, conversions, and operations, with examples from physics, biology, and finance.

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Finance11 May 20267 min

Simple Interest vs Compound Interest: Key Differences

Simple interest grows in a straight line; compound interest curves upward. Learn the formulas, when each is used, and how the gap widens with time.

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Math11 May 20268 min

Standard Deviation Explained Simply

Standard deviation measures how spread out a dataset is. Learn the formula, the intuition, and how to read it in real-world contexts like grades, investments, and quality control.

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Web Tools11 May 20267 min

How Time Zones and Time Differences Work

Time zones aren't just longitude — they're political, technical, and historical. Learn UTC, DST, offsets, and how to calculate time differences correctly.

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Finance11 May 20267 min

Understanding Monthly Loan Payments

What actually determines your monthly loan payment, and how the same loan amount can produce very different payments across lenders, terms, and structures.

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Web Tools11 May 20266 min

What Is Base64 Encoding?

Base64 turns binary data into ASCII text using 64 printable characters. Learn how it works, why it's used, and when it helps vs hurts file size.

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Finance11 May 20268 min

What Is ROI and How Do You Calculate It?

ROI measures the return on an investment as a percentage of cost. Learn the formula, the limits of simple ROI, and how annualized ROI fixes the time-blindness problem.

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Web Tools11 May 20267 min

Word Count, Character Count, and Readability Explained

How word and character counts are measured, why readability scores matter, and how to write at the right level for your audience.

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Productivity2 May 20255 min read

Best Free Online Tools for Everyday Tasks

You don't need to install software or create an account to get things done. Here are the best free online tools for calculations, file conversions, text editing, and more, all free in your browser.

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Health29 Apr 20255 min read

What is BMI? How to Calculate Body Mass Index Correctly

BMI is one of the most widely used health screening tools in the world, but what does your number actually mean? This guide explains the formula, the healthy range, and the limits of what BMI can tell you.

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Finance27 Apr 20256 min read

How Loan Calculators Work: Complete Beginner Guide

Loan calculators help you understand exactly what you'll pay each month and how much interest you'll pay in total. Here's everything you need to know, with clear examples.

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Tech25 Apr 20254 min read

Unix Timestamp Converter Explained With Examples

Unix timestamps are the backbone of how computers record time, from database logs to API responses. This guide explains epoch time, how to convert timestamps to dates, and when you'd need to.

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Health21 Apr 20254 min read

What is a Good BMI? Understanding Your Results

Your BMI number means different things depending on your age, sex, and ethnicity. Here is what the ranges actually mean for your health, and when you should speak to a doctor.

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Finance14 Apr 20256 min read

How to Compare Loan Deals: APR Explained Simply

APR, interest rate, monthly payment: borrowing money comes with a lot of confusing numbers. We break it all down in plain English so you can confidently compare any loan offer.

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