Tip Calculator
Calculate tip amounts and split bills fairly.
Tip details
Enter your bill, tax, tip percentage, and split settings.
Currency
Subtotal before tax, service charge and tip.
Optional tax amount from the receipt.
Optional. Added to the total but not tipped on.
0 or more (rates above 100% are allowed). Type a rate or use the quick buttons.
Whole number, used to split the total.
Tip base
Quick tip rates
Rounding
Total £96.00, tip £16.00, £48.00 per person.
Total bill
£96.00
Bill, tax, service charge, and tip.
Per person
£48.00
Split equally across 2 people.
Tip amount
£16.00
Tip rate: 20%.
Tip per person
£8.00
Each person's share of the tip.
Tip base
£80.00
Bill plus tax.
Subtotal before tip
£80.00
Bill plus tax and service charge.
Tax amount
£0.00
0% of bill amount.
Service charge
£0.00
0% of bill amount.
Insights
What your tip result means
Tip amount
A 20% tip on a base of £80.00 is £16.00.
Split result
Split between 2 people, each person pays £48.00.
Before-tip subtotal
Before tip, your bill plus tax and service charge is £80.00.
Rounding effect
No rounding up is applied. The tip is rounded to the nearest £0.01 only.
Example
Worked example
Three people share a £85.00 bill with no tax or service charge and leave a 12.5% tip:
- Tip: £85.00 × 12.5% = £10.63 (rounded to the nearest penny)
- Total: £85.00 + £10.63 = £95.63
- Split: £95.63 ÷ 3 doesn't divide into whole pennies, so 2 people pay £31.88 and 1 pays £31.87
Basics
How tip calculation works
Bill amount
The bill amount is the cost of the food, drinks or service before tax, any service charge, and tip.
Tip percentage
The tip percentage determines how much extra is added to the selected tip base.
Service charge
Enter a service charge separately from the bill. It is added to the total but is not included in the tip base.
Comparison
Tipping before tax vs after tax
Tip before tax
Uses the bill subtotal before tax as the tip base. Some people prefer this because tax is not part of service cost.
Tip after tax
Uses bill plus tax as the tip base. This often produces a slightly higher tip when tax is entered.
Formula
Tip formula explanation
Tip amount
Tip = Tip Base × Tip PercentageThe tip base is either the bill before tax or the bill plus tax, depending on your selection. The service charge is never part of the tip base.
Total bill
Total = Bill + Tax + Service Charge + TipThis is the final amount to pay before splitting between people.
Per-person amount
Per Person = Total ÷ Number of PeopleWhen the total doesn't divide evenly into the smallest coin, some people pay one unit more so the shares add up to the total.
FAQ
Tip calculator questions
Multiply the bill amount by the tip percentage. For example, a 20% tip on a 100 bill is 20.
Add the tip to the bill total, then divide the total by the number of people. If the total does not divide evenly into pennies or cents, some people pay one penny or cent more so the shares add up exactly.
It depends on local custom and personal preference. Pre-tax tipping uses the subtotal before tax, while post-tax tipping uses the total after tax.
A 20% tip means 20% of the selected tip base. On a 50 bill, a 20% tip is 10.
Total bill equals bill amount plus tax plus service charge plus tip. Choosing to tip before or after tax only changes how the tip is worked out, not what is included in the total.
You can round the total bill or each person's share up to the next whole currency unit. The extra amount is added to the tip, so the effective tip percentage becomes slightly higher than the rate you entered.
Check the receipt before adding another tip. Enter the bill amount without the service charge and enter the service charge separately: it is added to the total but is not tipped on. If you don't want to tip on top of it, set the tip percentage to 0.
No. Tipping customs vary by country, service type, and venue. This calculator only performs the arithmetic.
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Estimate only. This calculator is for general planning and education, not financial, tax, investment, legal, lender, or professional advice. Actual results can vary based on rates, fees, taxes, market conditions, lender rules, employer rules, contribution limits, and local regulations. Verify important decisions with a qualified professional, lender, official source, or relevant institution.
Related reading
Learn the formula, assumptions, examples, or context behind this tool.